It might be challenging to qualify for a cash rewards credit card with good features if your credit isn’t perfect. You need a credit score of 630 to 689 if you wish to apply for Capital One QuicksilverOne Cash Rewards Credit Card. Balance transfers will likewise have a variable APR of 26.99 percent. It’s a fluctuating rate that floats with the Prime Rate. Your Capital One QuicksilverOne Cash Rewards Credit Card’s annual percentage rate (APR) will be 26.99 percent. You’ll be allowed to use your card immediately when your account is opened. While pre-approval does not ensure that your application will be accepted, it does indicate that it is highly likely. You can proceed with your application for the Capital One QuicksilverOne Cash Rewards credit card if you’ve been pre-approved. To apply, you’ll need to enter your name, address, birth date, social security number, work status, earnings, and other monthly installments, among other things. You may check your pre-approval for up to 7 different Capital One credit cards simultaneously, which is an excellent way to see which ones you are eligible for if you’re considering a Capital One card and are unsure which ones. You can check if you’re pre-approved for a credit card with Capital One without harming your credit score. One may apply for the Capital One QuicksilverOne Cash Rewards card via the Capital One mobile app. How does Capital One Quicksilver One work? Photo: Unsplash
It’s a good choice for Individuals looking for a cashback card to utilize while developing or rebuilding their credit. This card’s infinite cash-back advantages rapidly cover the modest annual cost of $39. What is Capital One Quicksilver One? Photo: Capital One/ CanvaĬapital One Quicksilver One is a credit card is designed for those with weak credit histories and who wish to earn rewards. If you have a good credit score, you might be qualified for the QuicksilverOne’s no-annual-fee twin, the Capital One Quicksilver Cash Rewards Credit Card, which reaps the same 1.5 percent cash back and even has a 0% intro APR on transactions and balance transfers for 15 months, followed by a 14.99 percent -24.99 percent variable APR.
If you frequently miss payments, it would be better to have a card with a lower interest. It leads to the higher variable APR of 26.99 percent on purchases, which is more than average, precisely like most credit cards for folks with only OK credit. This card, however, isn’t all sunshine and beautiful skies.
Even after factoring in the annual charge, people usually spend more on their credit card annually, so you’ll likely end up winning. The 1.5 percent cash-back rate is comparable to that of other flat-rate cash-back cards on the market.Įven though the QuicksilverOne has a $39 yearly cost, you’ll break even if you expend $2,600 every year. The Capital One QuicksilverOne Cash Rewards Credit Card is one of just a few cards explicitly intended for people with bad credit that also gives good rewards. Your options for a decent credit card may appear restricted if you have average credit. Customers with fair credit can get 1.5 percent cash-back on every transaction, which is the same rewards rate to individuals with good or excellent credit however, this card has a fee.